It's now officially a new year and and, as much as some people hate to admit, all the pressure's off for another eleven months. Whew! Now we can really relax. As I see it, the only real worry we should have left is the credit card bills and, at least, we've got some time before they start rolling in. You'd think that when we open those bills and see the items that were purchased, the holiday 'spirit' would descend upon us once more and fill us with a special warmth for being able to provide, so wonderfully, for others. Instead, we usually feel like we did after eating that 3rd piece of pie after Christmas dinner: We either want to sleep for a week or go throw up.
However, my favorite part of the new year (besides getting the bills) is conti

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